MONTHLY CHEQIT ACCESS
R0
The current starter experience
Start organising your Hustle Profile without a monthly CHEQIT platform subscription.
PRICING FOUNDATION
R0 TO RUN.
PAY WHEN
YOU EARN.
Start without a monthly CHEQIT platform subscription or a separate card-machine-first setup. CHEQIT earns when transactions happen, so the core cost follows the money moving through your hustle.
No monthly platform subscriptionTiered Spender fee from R1
Product viewFinance
R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★R0 MONTHLY ACCESS • 3.9% HUSTLER FEE • TIERED SPENDER FEE • CLEARER FLOWS ★
THE MODEL
PAY FOR THE VALUE THAT MOVES.
Pricing has two sides because CHEQIT connects a Hustler and a Spender around the same service flow.
HUSTLER TRANSACTION FEE
3.9%
When money moves through your hustle
The Hustle Profile side carries the 3.9% transaction fee when CHEQIT processes money for the hustle.
SPENDER PLATFORM FEE
FROM R1
A tiered customer-side charge
The customer pays a separate platform fee when a payment is processed — R1 for transactions up to R50, then the applicable tier. Never deducted from the Hustler.
SPENDER FEE TIERS
SMALL START. CLEAR STEPS.
R1 is the floor for transactions of R50 or less - not a flat global fee. Larger transactions follow the tier below, up to the R5,000 transaction maximum.
R50 transactionR1.00 fee
R100 transactionR3.10 fee
R450 transactionR17.01 fee
| Transaction | Spender fee | Effective rate |
|---|---|---|
| Up to R50 | R1 flat floor fee | R1 flat |
| Over R50 - R100 | Transaction-based fee | ~3.10% |
| Over R100 - R500 | Transaction-based fee | ~3.78% |
| Over R500 - R2,000 | Transaction-based fee | ~4.88% |
| Over R2,000 - R3,500 | Transaction-based fee | ~7.66% |
| Over R3,500 - R5,000 | Transaction-based fee | ~9.48% |
Maximum transaction R5,000. The fee applies to the transaction being charged — deposits included.
WORKED TRANSACTION
SILK PRESS, R450.
A real booking shape from the CHEQIT product. The R1 Spender fee applies to the R50 deposit transaction — not to the full R450 service value.
Product viewDeposit checkout
SILK PRESS — R450.00 SERVICE
Booking
- Deposit toward service
- R50.00
- Spender platform fee
- R1.00
- Charged now
- R51.00
- Service value remaining
- R400.00
Hustler side — kept separate
R0 monthly CHEQIT platform access. The 3.9% Hustler transaction fee applies when CHEQIT processes money for the Hustle Profile — it is not deducted from the R51 Spender charge above.
FEE EXPLAINER
DO THE MATH YOURSELF.
Type any payment amount up to R5,000 and see both sides of the model — what the customer pays, and the illustrative Hustler position before any other adjustments.
- R50 → R1.00 Spender fee
- R100 → R3.10 Spender fee
- R450 → R17.01 Spender fee
FEE EXPLAINERTry an amount
Spender side
- Base transaction
- R150.00
- Spender platform fee
- R5.67
- Total Spender charge
- R155.67
Hustler side
- Processed amount
- R150.00
- Hustler fee (3.9%)
- R5.85
- Illustrative net
- R144.15
This calculator explains CHEQIT platform fees only. The exact amounts shown during a real transaction remain authoritative.
Product viewSettlement
BOOKING → SERVICE → SETTLEMENT
SECURE IT. SERVE IT. SETTLE IT.
1
Booking
The required amount is paid — R51 secures the Silk Press booking.
2
Service
The work happens — in-studio appointment or House Call.
3
Settlement
The remaining balance is completed — paid and remaining stay visible.
Settlement illustration uses a separate example to demonstrate the settlement screen - it is not the continuation of the Silk Press booking above.
COST CONTEXT
ONE FLOW, NOT FIVE TOOLS.
Independent operators often assemble bookings and payments from separate products. CHEQIT starts at R0 monthly platform access and keeps the booking, payment and service flow together. The products below are not equivalent to CHEQIT — they work differently.
| Setup | Monthly software access | Hardware requirement | Transaction cost |
|---|---|---|---|
| CHEQIT | R0 | No dedicated card machine required | 3.9% Hustler fee + separate tiered Spender fee from R1 |
| Booking software | R399 base + R89 per extra staff member | None for booking software | Payment setup separate / depends on provider |
| Card-machine provider | R0 base (paid tiers R249 / R499 available) | Card machine optional depending on payment method | From published rates (e.g. 2.30% excl. VAT standard in-person local up to R50k) |
Illustrative public pricing. Competitor pricing and features can change. Checked September 2026. Example card machine listed at R699 promotional / R1,299 standard. CHEQIT has different transaction mechanics, deposit and settlement flow, House Call capability and client-service workflow — this is context, not a cheapest claim.
WHY THIS MODEL
LESS FIXED OVERHEAD.
The model is designed to reduce fixed software and hardware overhead for independent operators. CHEQIT earns when value moves through a booking or service, rather than asking the Hustler to carry a large fixed cost before the work happens.
Start at R0 monthly access
Keep deposit and balance context together
Pay transaction costs when transactions happen
THE MONEY TRAIL
1
Service selected
The Spender chooses through a Hustle Profile.
2
Deposit required
R51 secures the Silk Press booking — R50 plus R1.
3
Balance follows
R400 remains visible until settlement.
FAQ / FOUNDATION
PRICE IT CLEARLY.
What does R0 monthly CHEQIT access mean?
The current starter experience has no monthly CHEQIT platform subscription. The core cost follows transactions rather than fixed monthly access.
Who pays the Hustler transaction fee?
The Hustle Profile side of the transaction carries the 3.9% Hustler transaction fee when CHEQIT processes money for the hustle. It is kept separate from any customer-side charge.
How does the Spender platform fee work?
The Spender pays a separate platform fee when a payment is processed — R1 for transactions up to R50, then the applicable tier (about 3.10% up to about 9.48% at the R5,000 transaction maximum). It is charged to the customer, not deducted from the Hustler.
Is the Spender platform fee the same thing as the Hustler fee?
No. The Spender platform fee is a customer-side charge added to what the customer pays. The 3.9% Hustler fee applies on the Hustle Profile side when money is processed. Showing them separately keeps both sides honest.
Does CHEQIT replace the relationship with my clients?
No. CHEQIT gives the relationship a clearer structure around services, bookings, House Calls, deposits, balances and client history while you keep doing the work.
READY WHEN YOU ARE
R0 TO START.
ROOM TO MOVE.
Start organising the work you do, or follow the connected flow as a Spender.
See what CHEQIT is building